Fasta Personal Loan
PersonalBest for
This loan is best for individuals needing quick access to funds with a flexible repayment structure.
South African ID
Age 18+
Bank account
APR
24.0–27.75%
Term
3–6mo
Amount
R500–R8k
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Compare personal loans
Compare loan options clearly. Organized notes on rates, terms, and requirements.
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Compare rates, terms, and eligibility from trusted lenders.
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Finance27 Short-Term Loan
Short-TermBest for
This loan is best for individuals who require immediate access to funds and can repay within a short timeframe.
SA resident, 18+, employed, valid bank account, pass credit checks
APR
36.0–38%
Term
2–2mo
Amount
R1k–R7.2k
Best for
This loan is best for individuals with strong credit profiles looking for flexibility in loan terms and the added benefit of rewards.
South African ID
Age 18+
FNB account
APR
12.0–27.75%
Term
6–72mo
Amount
R1k–R300k
Mulah Short-Term Loan
Short-TermBest for
This loan is best for South Africans needing immediate cash flow solutions for unexpected expenses.
Cellphone number, SA ID number, bank account details, latest 3 months bank statements (showing 3 salary deposits)
APR
36.0–60.0%
Term
3–3mo
Amount
R500–R8k
Letsatsi Finance Personal Loan
PersonalBest for
This service is best for South Africans seeking immediate financial relief or those needing a larger loan with easy access through branches or online.
South African ID
Age 18+
Employed with R2,500+ salary
APR
24.0–27.75%
Term
3–6mo
Amount
R500–R8k
Boodle Short-Term Loan
Short-TermBest for
This loan is best for individuals needing urgent financial assistance with a manageable repayment plan.
Valid SA ID, internet banking access, verifiable income (90 days), 18+ years
APR
36–60%
Term
3–6mo
Amount
R4k–R8k
Capfin Personal Loan
PersonalBest for
This loan is best for individuals seeking immediate cash for personal expenses and who may have lower credit ratings.
South African ID
Age 18+
Regular salary of R2,000+
APR
21.0–27.75%
Term
3–24mo
Amount
R1k–R50k
Wonga Short-Term Loan
Short-TermBest for
This loan is best for individuals needing immediate funds, especially for unexpected expenses.
Cellphone number, SA ID number, bank account details, most recent proof of income
APR
36.0–60.0%
Term
3–6mo
Amount
R500–R8k
Capitec Personal Loan
PersonalBest for
Ideal for clients seeking a quick, fully digital loan process with personalised rates.
South African ID
Age 18+
Regular income
APR
12.25–27.75%
Term
6–84mo
Amount
R1k–R250k
Lime24 Short-Term Loan
Short-TermBest for
This loan is best for individuals facing immediate financial needs who can repay within 90 days.
Cellphone number, SA ID, bank account details, latest 3 months bank statements (showing 3 salary deposits)
APR
36.0–60.0%
Term
3–3mo
Amount
R500–R8k
TymeBank Personal Loan
PersonalBest for
This loan is ideal for those seeking quick access to funds without traditional paperwork, particularly for emergencies or large purchases.
South African ID
Age 18+
TymeBank account
APR
15.0–27.75%
Term
3–36mo
Amount
R500–R100k
Nedbank Personal Loan
PersonalBest for
This loan is best for individuals looking for affordable borrowing options up to R400,000 with an established bank and a reliable rewards system.
South African ID
Age 18+
Regular income
APR
10.25–27.75%
Term
6–72mo
Amount
R2k–R300k
Best for
This loan is best for government workers and pensioners looking for hassle-free access to funds with automatic deductions from their salaries.
South African ID
Age 18+
Regular income
APR
18.0–27.75%
Term
6–60mo
Amount
R2k–R250k
Best for
Ideal for individuals looking for substantial loan amounts with the possibility of insurance-backed options.
South African ID
Age 18+
Employed with R3,500+ salary
APR
15.0–27.29%
Term
6–60mo
Amount
R2k–R200k
Standard Bank Personal Loan
PersonalBest for
This loan is best for individuals with a good credit rating looking for a substantial amount with extended repayment periods.
South African ID
Age 18+
Standard Bank account
APR
12.25–29.25%
Term
6–72mo
Amount
R2k–R300k
Finbond Mutual Bank Personal Loan
PersonalBest for
Ideal for individuals seeking short-term financial solutions with flexible repayment options.
South African ID
Age 18+
Regular income
APR
21.0–27.75%
Term
3–24mo
Amount
R500–R25k
Absa Personal Loan
PersonalBest for
This loan is best for individuals with a high credit rating looking for manageable repayment terms.
South African ID
Age 18+
Regular income
APR
12.0–27.75%
Term
6–72mo
Amount
R2k–R300k
Old Mutual Personal Loan
PersonalBest for
This loan is best for individuals with a high credit tier looking for affordable and transparent borrowing solutions.
South African ID
Age 18+
Employed with R3,000+ salary
APR
15.0–28.0%
Term
12–60mo
Amount
R5k–R200k
FinChoice Personal Loan
PersonalBest for
This loan is best for individuals needing quick cash for unexpected expenses who appreciate the option to skip payments during tough times.
South African ID
Age 18+
Regular salary
APR
27.0–27.75%
Term
3–36mo
Amount
R500–R50k
DirectAxis Personal Loan
PersonalBest for
This loan is best for individuals seeking a fixed-rate personal loan with flexibility in loan amounts and repayment terms.
South African ID
Age 18+
Regular income
APR
15.0–27.75%
Term
6–72mo
Amount
R2k–R250k