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Compare personal loans

Compare loan options clearly. Organized notes on rates, terms, and requirements.

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Key data

Compare rates, terms, and eligibility from trusted lenders.

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Best for

It's best for Singaporeans seeking straightforward financing with manageable monthly payments.

Age 21+

Singapore citizen, PR, or foreigner

Valid driving licence

APR

5.24–5.81%

Term

12–84mo

Amount

S$10k–S$150k

Check eligibility →

Best for

Individuals earning at least S$30,000 annually who need a personal loan with flexible repayment options.

Singapore citizen or PR or foreigner with EP/SP

Age 21-65

Min annual income SGD 30,000

APR

3.99–12.0%

Term

12–60mo

Amount

S$5k–S$250k

Check eligibility →

Best for

This loan is ideal for first-time homebuyers seeking affordable rates and reliable service.

DBS Home Loan offers competitive rates and flexible terms, making it a solid choice for homeowners in Singapore.

APR

1.48–3.22%

Term

12–360mo

Amount

—

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Best for

It's best for individuals looking to streamline their payments and potentially lower interest rates on existing debts.

The DBS Debt Consolidation Plan offers a practical solution for managing multiple debts, but it's essential to fully understand its terms before committing.

APR

1.99–9.0%

Term

12–120mo

Amount

—

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Best for

Best suited for Singapore citizens or PRs with a stable income seeking a reliable car financing option.

Singapore citizen or PR

Minimum age 21

Minimum annual income SGD 30,000

APR

2.78–3.5%

Term

12–84mo

Amount

S$10k–S$200k

Check eligibility →

Best for

Singapore residents with an annual income of at least SGD 40,000 who prefer manageable loan repayments.

Singapore citizen or PR or foreigner with EP

Age 21-65

Min annual income SGD 40,000

APR

2.5–12.0%

Term

12–60mo

Amount

S$5k–S$100k

Check eligibility →

Best for

Ideal for first-time home buyers seeking a straightforward loan process and helpful customer support.

The Standard Chartered Home Loan offers competitive interest rates and flexible repayment options, making it a solid choice for homebuyers in Singapore.

APR

1.5–5.5%

Term

12–360mo

Amount

—

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Best for

Singapore citizens and PRs earning at least SGD 30,000 annually who want to finance a new or used vehicle.

Singapore citizen or PR

Minimum age 21

Minimum annual income SGD 30,000

APR

2.48–3.5%

Term

12–84mo

Amount

S$10k–S$200k

Check eligibility →

Best for

This loan is best for individuals seeking a straightforward personal loan with a quick application process and flexible repayment terms.

Singapore citizen or PR or foreigner with EP

Age 21-65

Min annual income SGD 30,000 (citizen/PR) or SGD 60,000 (foreigner)

APR

3.5–14.0%

Term

12–60mo

Amount

S$5k–S$250k

Check eligibility →

Best for

Best for those looking for a straightforward car loan with quick approval and significant financing options.

Age 21+

Singaporean, PR, or foreigner

Purchasing brand new vehicle

APR

5.24–5.81%

Term

12–84mo

Amount

S$20k–S$150k

Check eligibility →

Best for

It's best for individuals seeking a personal loan with straightforward terms and quick approval times.

Singapore citizen or PR or foreigner with valid work pass

Age 21-65

Min annual income SGD 30,000 (citizen/PR) or SGD 40,000 (foreigner)

APR

3.22–12.0%

Term

12–60mo

Amount

S$3k–S$200k

Check eligibility →

Best for

Singapore residents earning at least SGD 30,000 annually who need quick access to cash for personal expenses.

Singapore citizen or PR or foreigner with EP

Age 21-65

Min annual income SGD 30,000

APR

3.0–12.0%

Term

12–60mo

Amount

S$5k–S$200k

Check eligibility →

Best for

Singapore citizens and PRs earning at least S$30,000 annually who need a personal loan for immediate expenses.

Singapore citizen or PR or foreigner with EP

Age 21-65

Min annual income SGD 30,000

APR

3.54–12.0%

Term

12–60mo

Amount

S$5k–S$200k

Check eligibility →