Compare loan options clearly. Organized notes on rates, terms, and requirements.
Key data
Compare rates, terms, and eligibility from trusted lenders.
Best for
Salaried professionals with a stable income looking for quick cash without collateral.
Salaried (private sector, government, armed forces)
Existing credit history with any bank
MCB salary account (1+ year) or existing MCB Car4U customer
APR
25.36–27.36%
Term
12–48mo
Amount
Rs50k–Rs2M
Best for
Salaried individuals earning at least PKR 25,000, looking for a personal loan within a flexible repayment term.
Pakistani national aged 21-59 (salaried) or 21-64 (self-employed)
Min salary PKR 25,000 (ABL clients) or PKR 35,000 (other bank)
Min 6 months banking relationship
APR
28.8–29.8%
Term
12–48mo
Amount
Rs30k–Rs3M
Best for
Salaried individuals aged 21+ or self-employed aged 25+ with a stable income looking for an unsecured loan.
Pakistani national aged 21+ (salaried) or 25+ (self-employed)
Valid CNIC
Active email and Pakistan mobile number
APR
22.0–28.0%
Term
12–60mo
Amount
Rs30k–Rs4M
Best for
This loan is ideal for salaried individuals and self-employed professionals looking for amounts up to PKR 3 million with a convenient repayment period.
Pakistani national
Salaried or self-employed
No collateral or guarantor required
APR
21.36–35.99%
Term
12–48mo
Amount
Rs25k–Rs3M
Best for
Individuals earning a minimum salary of PKR 50,000 who need financing for weddings, education, or medical expenses.
Pakistani national
Age 18-70 at maturity
Min salary PKR 50,000 (salaried) or PKR 100,000 (self-employed)
APR
30.0%
Term
12–48mo
Amount
Rs50k–Rs4M
Best for
Best for salaried individuals needing quick funds without collateral.
Pakistani national
Age 21-60 (salaried)
Salaried, self-employed, landlords, housewives, or retired
APR
29.8–35.0%
Term
12–48mo
Amount
Rs50k–Rs3M
Best for
Salaried individuals or self-employed professionals in need of quick access to substantial funds for personal expenses.
Pakistani national
Salaried or self-employed
CNIC required
APR
23.0–28.0%
Term
12–48mo
Amount
Rs50k–Rs3M
Best for
Best for salaried individuals and self-employed borrowers needing quick access to funds without collateral.
Pakistani national
Age 21-60 (salaried)
Minimum salary PKR 70,000/month
APR
26.0–30.0%
Term
12–48mo
Amount
Rs60k–Rs4M