Compare loan options clearly. Organized notes on rates, terms, and requirements.
Key data
Compare rates, terms, and eligibility from trusted lenders.
Best for
Individuals earning at least ₱25,000 monthly who need a significant personal loan without collateral.
Filipino citizen or permanent-resident foreigner
At least 21 years old at application and not older than 65 at loan maturity
Minimum gross monthly income ₱25,000
APR
39.82–47.03%
Term
12–60mo
Amount
₱25k–₱3M
Best for
Individuals earning at least ₱15,000 monthly who need quick access to cash for emergencies or personal projects.
Filipino citizen and non-US person
21 years old up to 65 at loan maturity
Minimum gross monthly income ₱15,000
APR
18.0%
Term
12–60mo
Amount
₱30k–₱1M
Best for
This loan is best for individuals with high credit scores seeking substantial amounts, up to ₱3 million, for various personal needs.
Minimum gross monthly income ₱15,000
At least 1 year with current employer
Valid government-issued ID
APR
28.67–31.72%
Term
12–36mo
Amount
₱20k–₱3M
Best for
This loan is ideal for individuals looking to cover various financial needs like education, business, or debt consolidation, especially for credit card holders.
Minimum gross monthly income ₱12,000 (₱15,000 Metro Manila)
Filipino citizen 21-60 years old
Employed or self-employed
APR
39.43%
Term
12–36mo
Amount
₱30k–₱3M
Best for
This loan is ideal for those with a strong credit profile seeking funding for personal ventures such as education, travel, or other milestones.
Minimum gross monthly income ₱15,000
At least 2 years with current employer
Valid government-issued ID
APR
30.52–33.32%
Term
12–36mo
Amount
₱20k–₱2M
Best for
This loan is best for individuals seeking quick access to funds without collateral and who can meet the income requirements.
Minimum gross monthly income ₱15,000
Employed or self-employed
Filipino citizen 21-65 years old
APR
31.22–31.98%
Term
12–60mo
Amount
₱20k–₱2M
Best for
Individuals with a stable income of at least ₱15,000 monthly who need a short-term loan for urgent personal expenses.
Age 22 to 54 at time of application
Employed: at least 2 years permanent status with 1 year at current employer
Self-employed: business operating profitably for the last 3 years
APR
41.29–42.88%
Term
24–36mo
Amount
₱20k–₱250k
Best for
This loan is best for individuals looking for significant funding up to ₱2 Million with manageable repayment terms.
Minimum gross monthly income ₱15,000
At least 2 years with current employer
Valid government-issued ID
APR
25.98–26.76%
Term
6–36mo
Amount
₱10k–₱2M