Best for
Existing HDFC Bank customers wanting quick approval.
Best balance of rates and speed from Indias leading private bank.
APR
9.5–16.5%
Term
—
Amount
₹25k–₹500k
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Compare loan options clearly. Organized notes on rates, terms, and requirements.
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Compare rates, terms, and eligibility from trusted lenders.
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PNB Saraswati Education Loan
StudentBest for
Merit-based students admitted to premier Indian institutions (IITs, IIMs, NIFT, NID, IISc) who want rock-bottom PSU rates and don't mind the paperwork.
Resident Indian
Admission through entrance test or merit-based selection
Parent/guardian as joint borrower
APR
6.85–11.6%
Term
12–180mo
Amount
₹100k–₹5M
Axis Bank Personal Loan
PersonalBest for
This loan is best for individuals seeking a substantial amount (up to ₹40 lakhs) with a quick and easy online application process.
Indian citizen
Age 21-60
Minimum salary ₹15,000/month
APR
10.49–22.0%
Term
12–60mo
Amount
₹50k–₹4M
SBI New Car Loan
AutoBest for
Individuals with a stable income above ₹3 lakh annually who want to finance a new vehicle purchase.
Aged 21 to 70
Net annual income at least ₹3 lakh
Regular income and credit assessment
APR
8.9–9.85%
Term
12–84mo
Amount
₹100k
Axis Bank Education Loan
StudentBest for
Students heading abroad or to premier Indian institutes who want a private bank experience with competitive rates for top-tier admissions.
Indian national
Admission to recognised institution in India or abroad
Parent/guardian as co-applicant
APR
6.9–13.5%
Term
12–180mo
Amount
₹50k–₹7.5M
Poonawalla Fincorp Personal Loan
PersonalBest for
This loan is ideal for individuals needing fast access to funds for emergencies, weddings, or education without collateral requirements.
Indian citizen
Age 21-58
Salaried with ₹18,000+/month
APR
9.0–22.0%
Term
12–60mo
Amount
₹50k–₹2.5M
Best for
Hero brand buyers wanting instant dealership financing.
Best for Hero brand buyers with seamless dealership financing.
APR
11.0–19.0%
Term
—
Amount
₹15k–₹300k
HDFC Bank Education Loan
StudentBest for
Students admitted to premier institutions (IITs, IIMs, top foreign universities) who value fast disbursement and are willing to pay slightly higher rates for convenience.
Indian national aged 16-35
Admission to recognised institution
Co-applicant (parent/guardian) required
APR
10.5–13.5%
Term
12–180mo
Amount
₹100k–₹5M
Best for
This loan is best for individuals seeking flexible financing options with a reliable institution.
Indian citizen
Age 21-58
Salaried or self-employed
APR
10.0–15.65%
Term
12–72mo
Amount
₹50k–₹2M
Best for
Tech-savvy buyers preferring digital loan experience.
Strong digital experience for tech-savvy bike buyers.
APR
10.0–17.0%
Term
—
Amount
₹25k–₹500k
SBI Student Loan Scheme
StudentBest for
Students pursuing UG/PG degrees at recognised Indian institutions who want the lowest possible interest rate and don't mind longer processing times.
Indian national
Admission to recognised institution in India or abroad
Parent/guardian as co-borrower
APR
6.9–9.9%
Term
12–180mo
Amount
₹100k–₹5M
IDFC FIRST Bank Personal Loan
PersonalBest for
This loan is best for individuals with a growing credit profile seeking a hassle-free online application and quick disbursement.
Indian citizen
Age 21-58
Minimum salary ₹20,000/month
APR
10.49–24.0%
Term
6–60mo
Amount
₹20k–₹4M
Axis Bank Car Loan
AutoBest for
Salaried individuals or self-employed professionals with a stable income looking to finance a vehicle purchase up to ₹1 crore.
Indian resident
Salaried or self-employed
Age 21-70
APR
8.75–12.5%
Term
12–84mo
Amount
₹100k
Best for
Students needing high-value loans for premier Indian or international institutions who want PSU-bank rates with a wider branch network than other PSU alternatives.
Indian citizen
Admission to recognised institution
Parent/guardian as co-borrower
APR
6.85–11.25%
Term
12–180mo
Amount
₹100k
HDFC Bank Personal Loan
PersonalBest for
This loan is best for individuals with a high credit score looking for substantial amounts quickly, especially pre-approved customers.
Indian citizen
Age 21-60
Salaried or self-employed
APR
9.99–21.0%
Term
12–60mo
Amount
₹50k–₹5M
ICICI Bank Car Loan
AutoBest for
This loan is ideal for both salaried and self-employed individuals looking to finance new or pre-owned vehicles.
Indian resident
Salaried or self-employed
Age 21-65
APR
8.4–11.5%
Term
12–84mo
Amount
₹100k
ICICI Bank Education Loan
StudentBest for
Students pursuing expensive international programs (MBA, medicine) who need high loan amounts with flexible repayment structures and quick processing.
Indian national
Admission to recognised institution in India or abroad
Co-applicant required
APR
8.5–13.0%
Term
12–144mo
Amount
₹100k
ICICI Bank Personal Loan
PersonalBest for
This loan is best for individuals seeking quick funding with a fully digital application process and no collateral requirements.
Indian citizen
Age 23-58
Salaried or self-employed
APR
10.25–19.0%
Term
12–60mo
Amount
₹50k–₹5M
Best for
Buyers who value doorstep service convenience.
Good option with doorstep service and quick turnaround.
APR
10.5–18.0%
Term
—
Amount
₹20k–₹400k
Best for
Students pursuing master's degrees at top-ranked global universities or premier Indian institutes who want PSU rates with competitive terms.
Indian national
Admission to recognised institution
Parent/guardian as co-borrower
APR
7.25–10.1%
Term
12–180mo
Amount
₹100k