Compare loan options clearly. Organized notes on rates, terms, and requirements.
Key data
Compare rates, terms, and eligibility from trusted lenders.
Best for
This loan is best for those needing a significant amount of funding, with loans ranging from €5,000 to €75,000.
Age 18+
Resident in Republic of Ireland
Subject to lending criteria
APR
6.1–19.9%
Term
12–120mo
Amount
€5k–€75k
Best for
This loan is ideal for individuals with a strong credit profile looking to finance personal projects or investments, especially those interested in green initiatives.
Age 18+
Republic of Ireland resident
AIB current account for online applications
APR
8.65–8.95%
Term
12–60mo
Amount
€1k–€75k
Best for
This loan is best for borrowers looking for a quick application process and the ability to borrow significant sums without needing savings.
Age 18+
Resident in the Republic of Ireland
Existing Bank of Ireland current account required for online application
APR
7.1–8.9%
Term
12–60mo
Amount
€2k–€75k
Best for
Ideal for customers seeking a straightforward personal loan with fixed rates for various purposes, from home improvements to personal expenses.
Republic of Ireland resident
Subject to lending criteria and credit history
APR
6.9–19.9%
Term
12–84mo
Amount
€5k–€75k
Best for
Individuals in Ireland with a good credit score looking for fast access to personal loans under €30,000.
Republic of Ireland resident
Age 18+
Revolut account required
APR
6.5–12.99%
Term
12–60mo
Amount
€2k–€30k
Best for
These loans are best for individuals seeking a personal loan with lower APR rates and a community-oriented approach to lending.
Credit union membership required
Republic of Ireland resident
Loan interest rebate available at year-end
APR
8.0–12.68%
Term
12–120mo
Amount
€1k–€75k
Best for
Homeowners or individuals needing funding for large purchases who already hold a PTSB current account.
Age 18+
Republic of Ireland resident
PTSB current account required for drawdown
APR
6.2–8.8%
Term
12–60mo
Amount
€1.5k–€75k
