Compare loan options clearly. Organized notes on rates, terms, and requirements.
Key data
Compare rates, terms, and eligibility from trusted lenders.
Best for
This loan is best for individuals with a building credit tier seeking longer loan terms of up to seven years.
Canadian resident
18+ years old
Active bank account
APR
8.99–29.49%
Term
24–84mo
Amount
CA$2k–CA$35k
Best for
This service is best for individuals who are new to credit or those looking to rebuild their credit history through responsible spending.
Canadian resident
18+ years old
Active bank account
APR
0.0–18.0%
Term
4–12mo
Amount
Up to CA$10
Best for
This platform is ideal for Canadians looking to build their credit while accessing lower interest loans. It's also suitable for individuals seeking to invest in personal loans for high-yield returns.
Canadian resident
Credit score 600+
Active bank account
APR
8.99–34.99%
Term
36–60mo
Amount
CA$1k–CA$35k
Best for
This loan is ideal for high-credit borrowers looking for loans starting at $2,000 with long repayment terms.
Canadian resident
18+ years old
Good credit history
APR
8.99–22.99%
Term
12–60mo
Amount
CA$2k–CA$35k
Best for
This loan is best for current Desjardins members seeking flexible terms and personalized service, along with those who prefer a well-established institution.
Desjardins member
Canadian resident
Good credit history
APR
6.95–12.95%
Term
12–60mo
Amount
CA$500–CA$50k
Best for
This loan is best for Quebec-based customers looking for personalized loan options with both fixed and variable rates.
Canadian resident
Good credit score
Proof of income
APR
7.95–14.95%
Term
12–60mo
Amount
CA$2k–CA$50k
Best for
This loan is best for individuals seeking a reliable option for larger expenses, such as home renovations or debt consolidation.
Canadian resident
Good credit history
Regular income
APR
8.99–23.99%
Term
12–84mo
Amount
CA$5k–CA$50k
Best for
Ideal for individuals with strong credit profiles looking for long-term borrowing solutions with flexible repayment options.
Canadian resident
Good credit score
Proof of income
APR
6.0–10.0%
Term
12–60mo
Amount
CA$5k–CA$75k
Best for
This loan is ideal for individuals in British Columbia seeking a flexible, fee-free banking experience.
Coast Capital member
Canadian resident
Good credit score
APR
7.99–14.99%
Term
12–60mo
Amount
CA$1k–CA$50k
Best for
Best for those who need quick access to unsecured funds and prefer both online and in-branch support.
Canadian resident
18+ years old
Proof of income
APR
29.99–34.99%
Term
6–120mo
Amount
CA$500–CA$50k
Best for
This loan is best for individuals looking to consolidate debt or finance significant purchases without collateral, thanks to its high limit and varied terms.
Canadian resident
Minimum annual income $17,000 gross
Good credit score
APR
9.0–10.0%
Term
12–60mo
Amount
CA$3k–CA$200k
Best for
This loan is best for members of Meridian looking for flexible personal loan options with reasonable APRs and a commitment to customer service.
Ontario resident (member)
Good credit score
Proof of income
APR
7.49–12.99%
Term
12–60mo
Amount
CA$1k–CA$50k
Best for
This service is best for borrowers needing fast approvals and flexible eligibility criteria.
Canadian resident
18+ years old
Active bank account
APR
19.9–46.93%
Term
6–60mo
Amount
CA$500–CA$25k
Best for
This product is best for individuals seeking quick access to funds with a straightforward online application process.
Canadian resident
18+ years old
Active bank account
APR
19.9–34.9%
Term
12–100mo
Amount
CA$1k–CA$15k
Best for
This product is best for Canadians who prefer managing their finances online and are looking for a straightforward line of credit with no hidden fees.
Canadian resident
Tangerine client or new applicant
Good credit history
APR
7.45–12.45%
Term
12–60mo
Amount
CA$1k–CA$50k
Best for
This service is ideal for individuals looking to build their credit while accessing loan amounts between $500 and $35,000 with fast funding.
Canadian resident
18+ years old
Active bank account
APR
9.99–34.95%
Term
12–60mo
Amount
CA$300–CA$35k
Best for
This loan is ideal for individuals with a high credit score looking for long-term financing options without the worry of early repayment fees.
Canadian resident
Good credit score
Steady income
APR
9.0–13.0%
Term
12–60mo
Amount
CA$5k–CA$50k
Best for
This loan is best for Canadians seeking short-term financing with a straightforward online application process and quick approvals.
Canadian resident
19+ years old
Active bank account
APR
9.9–46.96%
Term
6–60mo
Amount
CA$500–CA$35k