Compare loan options clearly. Organized notes on rates, terms, and requirements.
Key data
Compare rates, terms, and eligibility from trusted lenders.
Best for
Individuals with strong credit histories seeking a personal loan for major expenses or consolidating debt.
Australian citizen or permanent resident
18 years or older
Regular income
APR
6.19–19.99%
Term
12–84mo
Amount
A$5k–A$60k
Best for
Borrowers with a steady income and good credit seeking a loan for a new or used vehicle.
Australian resident
Regular income
Age 18+
APR
6.79–10.79%
Term
12–84mo
Amount
A$4k–A$120k
Best for
This loan is best for individuals looking to fund personal projects like renovations, travel, or debt consolidation without incurring extra charges.
Australian citizen or permanent resident
18 years or older
Regular income
APR
7.5–12.99%
Term
12–84mo
Amount
A$5k–A$55k
Best for
This loan is best for Australian residents looking to finance a new or used vehicle with manageable repayments.
Australian resident or citizen
Regular income
Age 18+
APR
6.49–12.99%
Term
12–84mo
Amount
A$5k–A$100k
Best for
This loan is best for individuals with building credit looking to finance personal projects like renovations or debt consolidation.
Australian citizen or permanent resident
18 years or older
Regular income
APR
5.76–24.03%
Term
24–84mo
Amount
A$2k–A$70k
Best for
This loan is ideal for Australian residents needing substantial financing for cars, with quick approval times.
Australian sole borrower
Direct debit repayments
Vehicle used as security
APR
6.74–13.54%
Term
12–84mo
Amount
A$10k–A$100k
Best for
This loan is best for those with a strong credit history looking for a reliable lender with established customer service.
Australian citizen or permanent resident
Regular income
Good credit history for lowest rates
APR
7.25–22.25%
Term
12–84mo
Amount
A$4k–A$50k
Best for
This loan is ideal for Australian residents looking for loans between $5,000 and $100,000 with competitive rates.
Australian resident
Credit assessment required
Vehicle used as security for secured loan
APR
7.49%
Term
36–84mo
Amount
A$5k–A$75k
Best for
Ideal for those seeking a reliable loan from a major Australian bank with the option for both fixed and variable rates.
Australian citizen or permanent resident
18 years or older
Regular income
APR
7.49–19.99%
Term
12–84mo
Amount
A$5k–A$75k
Best for
Best for Australian residents looking to finance a new or used vehicle, especially Toyotas.
Australian resident
Regular income
Age 18+
APR
7.0–12.0%
Term
12–60mo
Amount
A$5k–A$150k
Best for
This loan is best for individuals seeking an unsecured option to improve their credit score with fixed rates.
Australian citizen or permanent resident
18 years or older
Regular income
APR
6.17–24.09%
Term
12–84mo
Amount
A$2k–A$75k
Best for
Individuals with a good credit rating seeking a personal loan to fund significant expenses like home renovations or debt consolidation.
Australian citizen or permanent resident
18 years or older
Regular income
APR
5.95–18.99%
Term
24–60mo
Amount
A$5k–A$75k
Best for
This loan is best for individuals with high credit ratings looking for flexible repayment options and fast approval times.
Australian citizen or permanent resident
18 years or older
Regular income
APR
7.0–21.99%
Term
12–84mo
Amount
A$4k–A$50k
Best for
This loan is best for individuals who may struggle to secure financing from traditional banks due to credit issues or unconventional financial situations.
Australian citizen or permanent resident
18 years or older
Employed with minimum $20,000 p.a. income
APR
5.67–24.99%
Term
36–84mo
Amount
A$3k–A$80k
